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This Privacy Policy governs the manner in which Smart Web Inc (the
"Company") collects, uses, maintains and discloses information
collected from users of this Web site (the "Users").
Privacy
Users' privacy is very important to Company. Company is committed to
safeguarding the information Users entrust to Company. This Web site
is not directed at individuals under 18 years of age.
The Information We
Collect
This Privacy Policy applies to consumers that have signed up on the
Travelobox.com website. We may sell the personal information that you
supply to us and we may work with other third party businesses to
bring selected retail opportunities to our members via direct mail,
email and telemarketing. These businesses may include providers of
direct marketing services and applications, including lookup and
reference, data enhancement, suppression and validation and email
marketing.
Company may collect nonpublic personal information from User in a
variety of ways, including online forms for ordering products and
services, and other instances where Users are invited to volunteer
such information. The type of information we collect from consumers
includes, but is not limited to: Name, Last Name, Co-Applicants
Name, City, State, Address, Zip Code, Work Phone, Home Phone, House
Type, Current Value, Loan Amount Desired, 1st Mortgage Balance,
Current Interest Rate, whether your rate is Fixed or Adjustable,
Current Payment, Are you Behind on Payments, Credit Rating, Place of
Employment, Years Employed, Yearly Income, Best Time to Call, Loan
Desired and Email Address. Company may also collect information
about how Users use our Web site, for example, by tracking the
number of unique views received by the pages of the Web site or the
domains from which Users originate. We may use "cookies" to track
how Users use our Web site. A cookie is a piece of software that a
Web server can store on the Users' PC and use to identify the Users
should they visit the Web site again. While not all of the
information that we collect from Users is nonpublic personal
information, it may be associated with nonpublic personal
information that Users provide us through our Web site.
How We Use Information
Company collects nonpublic personal information from its Users in
order to match Users with lenders and brokers. By clicking the
"Submit Form" button on the application, Users consent to the
disclosure of their nonpublic personal information to these lenders
and brokers. The lenders and brokers may contact you directly after
they receive your nonpublic personal information. Company may also
use information collected through our web site for research
regarding the effectiveness of the web site and Company's marketing
and advertising efforts.
Disclosure of
Information to Nonaffiliated Third Parties
Company may disclose nonpublic personal information about you to
other market participants that provide goods and services. These
nonaffiliated third parties may include, but are not limited to (i)
financial service providers such as mortgage lenders or brokers
outside of our network of lenders and brokers, insurance companies
and title companies and (ii) non-financial companies such as
retailers and direct marketers. The Company may also disclose
aggregate, anonymous data to investors and potential partners based
on information collected from Users. Users may opt out of the
Company's disclosure to nonaffiliated third parties by following the
instructions in the opt out section of this privacy policy. We may
also disclose nonpublic personal information about you as permitted
by law.
Consent to Receive Privacy Notice and Opt Out Notice Via this Web
Site
By acknowledging receipt of this privacy notice, you the customer
also consent to receive your annual notice of the privacy policy, as
required by FTC regulation, via this web site. By acknowledging
receipt of this privacy notice, you the customer also consent to
receive your opt out notice and opportunity to opt out, as required
by FTC regulation, via this web site.
Maintenance of
Information & Security
Information about Users that is maintained on our systems is
protected using industry standard security measures that includes
but is not limited to security measures in place to protect the
loss, misuse and alteration of the information under our control.
All data is protected using the most advanced methods available. We
do not store financial information, credit card numbers or personal
information like social security numbers on this Web site. However,
due to the nature of the Internet, computer networks, systems and
other factors, we cannot guarantee that the information submitted
to, maintained on, or transmitted from our systems will be
completely secure.
Use of IP Addresses
An IP (Internet Protocol) address is a number that is assigned to
your computer when you use the Internet. Your IP address does not
contain any nonpublic personal information about you. Company
collects IP addresses for the purposes of system administration, to
report aggregate information to our advertisers, and to ensure the
validity of customer requests.
Web Site Links
This Web site may contain links to other Internet web sites. We are
not responsible for the privacy practices or the content of such
Internet web sites.
Opt Out Notice and
Opportunity to Opt Out
Company may disclose nonpublic personal information about you the
customer to nonaffiliated third parties, as previously described in
this privacy policy. You have the right to opt out of this
disclosure at any time before or after you submit nonpublic personal
information. If you wish to opt out, please visit
www.smartcpc.com/contact.html or send your name and email
address to:
Smart Web Inc
14 E Washington Street #300-A
Orlando, FL 32801 |